| Bill entry |
●●○○○Manual with OCR▼
Basic receipt capture, still requires manual review and entry
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●●●○○Receipt scanning▼
Receipt and invoice scanning with data extraction, manual review needed
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●●●●●Fully automated▼
Automatic bill entry, smart invoice entry
Auto match bank transactions to bills/invoices
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| Categorization |
●●○○○AI guesses▼
AI categorization with limited user control
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●●●○○Learns patterns▼
Learns from your history and anonymized transactions across Xero
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●●●●●AI + your rules▼
AI categorization based on transaction description and related documents
Full customization at your desire
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| Bank reconciliation |
●●○○○Exact match only▼
Basic matching on exact amounts only
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●●●●○80% auto▼
Xero aims for 80%+ automatic reconciliation
Learns from your history
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●●●●●Smart matching, 90% auto▼
Support:
• Exact amount
• Multi-bill/invoice split
• Partial or overpaid payments
• Internal transfer
• Date/name variance
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| Invoicing |
●●○○○Manual + recurring▼
Manual creation with templates and recurring invoices
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●●○○○Manual + recurring▼
Manual creation with templates and recurring invoices
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●●●●●Smart creation▼
Smart invoice creation from emails, timesheet, conversations, hand-written notes, billable expenses
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| Document scanning |
●●○○○Receipts only▼
Basic receipt support only
|
●●●○○Receipts + invoices▼
Receipt and invoice scanning with Hubdoc integration
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●●●●●Support 11+ document types▼
Support:
• Bills, Invoices, Supplier credits
• Supplier statements, Bank statements
• Paper & hand-written receipts
• Cheques, Emails, Order confirmations
• Payment receipts
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| Billable expenses |
●○○○○Manual marking▼
You find and mark each billable expense
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●●○○○Manual marking▼
Manual marking with project tracking features
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●●●●●Auto-detected▼
We extract customer/project data from receipts and bills
Auto create billable expenses
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| Sales tax |
●○○○○Manual input▼
You enter tax amounts yourself
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●●○○○Some auto-detect▼
Basic tax detection with manual review
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●●●●●Auto-extracted▼
We extract sales tax from your bills/receipts with high accuracy
No matter what tax situation
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| Bookkeeping effort |
●●○○○Regular upkeep▼
Fall behind if you don't do it regularly
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●●●○○Regular upkeep▼
Saves ~4 hours/week on reconciliation, still needs regular attention
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●●●●●Minimum, daily hands-off bookkeeping▼
Bookkeeping done daily and in real time
Minimum effort required from you
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| AI architecture |
●●○○○AI bolted on▼
Older system with AI features added later
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●●●○○AI modernizing▼
Legacy system with AI being added, improving over time
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●●●●●AI-native▼
AI-native from the ground up
Built for time saving and high accuracy
You stay in control
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